No need for flood insurance here, the land has excellent elevations and wonderful pasture land.
Free State and county boat ramp is a bike ride away. Launching is easy; ramp is wide and turn about spacious. 
This is Gargatha creek, easily navigable with vessels of 4' draft to the Atlantic and the massive Gargatha bay where the fishing grounds are plentiful.
Each home site has state road access. There are five home in total with two large farms flanking the east and west perimeters.